Hot OR Knot

1. Travelers is known to write the first liability car insurance policy in 1897.
2. The first known car insurance policy was written in the UK in 1895.
3. Prior to 1997 car insurance was pricier because people could not access the internet for better rates and had to rely on their local brokers.
4. The Internet changed everything on how people shop for insurance.
5. At first, every person was paying almost the same for insurance.  Then companies made changes to the $ they pay depending how they drive and this way they can get more customers by lowering their rates because they are better drivers.
6. Insurance generates more than $1 trillion.
   
   
7. Property and Casualty (P&C) insurance is a $420+ billion industry.
8. Personal auto insurance is a $160 billion industry sector.
9. Life/health (L/H) insurance is a $500+ billion industry.
10. In 2009, insurance carriers and related activities totaled 3% of the GDP.
11. In 2009, there were 2,737 P&C and 1,106 L/H insurance companies.
12. In 2010, more than 2.2 million people worked in the insurance industry.
13. Farmers only sold car insurance to farmers for quite some time before branching out to other kinds of auto insurance.
14. If your car has a GPS than you can receive a discount from many insurance companies.
15. Some companies have lower premiums for people who drive less and can provide annual milage reports.

The Iguazu Falls


One of the more pristine natural wonders of the planet, The Iguazu Falls are best witnessed in the nights, though the view in the night is not at all, any less spectacular. This place has more than two hundred separate water falls, and look simply breath-taking in the moonlight. If you are really lucky, you would be able to see a rainbow formed with the sunrays hitting the drops in the air.

Grand Canyon



Located in Arizona, Grand Canyon National Park is one of the most visited national parks in the United States. It receives a crowded 5 million visitors per year. When visiting, anticipate large crowds during the spring, summer and fall. Besides allowing the most spectacular sights in the history of the world, this National Park includes a variety of fun activities for people of all ages. These outdoor activities include camping, mule rides, day hiking and fishing trips as well as guided bus and air tours.


The Great Pyramid of Giza


No lifetime would be complete without a visit to The Great Pyramid of Giza in Egypt. The Great Pyramid of Giza is the oldest and largest of three main pyramids. This engineering marvel is the only remaining “Seven Wonders of the World”. It has amazed millions of visitors for centuries.

The Leaning Tower Pisa


Before you croak, it is highly recommended to trek the up the 294 spiral steps that take you to the top of one of the world’s most fascinating structures. This mesmerizing structure, located in Italy is called The Leaning Tower of Pisa. It stirs the imagination of every person who lays eyes on it.  The Leaning Tower of Pisa completes our list of the Top 4 Places to Visit Before You Die.

Capitán, a German shepherd dog, from the Argentinian town of Villa Carlos Paz Cordoba, has chosen to remain by his deceased owner’s graveside for the last six years, proves an animal’s love and loyalty transcend the boundaries of life and death. Although he still has a family to go back to, the canine simply refuses to leave his master’s side.


The man’s wife told La Voz that Capitán disappeared from their home soon after her husband died, and after searching for him, she and her son believed he was either killed by a car or adopted by another family. But when they went to visit her husband at the cemetery, there was Capitán. They couldn’t explain how he had managed to locate the right grave, but there he was, by his master’s graveside.

Unless you want to be confronted by a group of ninjas, you don’t want to break the code of conduct at London’s Prince Charles Cinema. They won’t run a katana through you or use throwing stars, but they will pop out of nowhere and give you a stern warning.

Invisible Cinema Ninjas, now there’s a cool concept! Well, they’re not really ninjas trained in the deadly arts, but really just volunteers dressed in all-black Lycra suits called “Morphsuits”. They’re offered free tickets by the Prince Charles Cinema, in London, and have the task of keeping an eye out for any misconduct from moviegoers, during screenings. “The ‘Cinema Ninjas’ may sound ludicrous, but they have been a real success in clamping down on those ruining films for everyone else with inconsiderate behavior,” says Paul Vickery, head of public relations for the theater. “Like every cinema, we were irritated and upset by the minority of people running films for everyone else.”

Skywalking is the latest photography craze among Russian teens. The idea is to be able to find a really high building, climb to the very top and stand at its very edge, imagining you’re on the top of the world. Then, you take photographs from up there to post on the internet. The teens participating in this form of skywalking do so without any sort of safety equipment. Needless to say, they enjoy it very much.

A 33.6-meter long train made entirely out of chocolate was unveiled at the Brussels Chocolate Week going on in Belgium. Constructed using 1,285 kg of the finest Belgian chocolate and packing an impressive 6.5million calories, the intricately detailed model was created by master chocolatier Andrew Farrugia from Malta. The model has entered the 'Guinness Book of Records' for the longest structure to be made entirely out of chocolate.